Cape Coral Homes with Concrete Dock Boat access

Welcome to Cape Coral, Florida, a vibrant city nestled in the heart of Lee County, renowned for its stunning waterfront living and a laid-back lifestyle that beckons residents and visitors alike. With over 400 miles of navigable waterways, Cape Coral is often referred to as the “Waterfront Wonderland,” making it a paradise for boating enthusiasts and nature lovers.

Imagine waking up to the gentle sound of waves lapping against your concrete dock, where your boat is just a few steps away, ready to whisk you off to the open waters of the Gulf of Mexico. Homes in Cape Coral with concrete dock boat access offer not just a residence, but a lifestyle. These properties are designed for those who cherish the freedom of exploring the picturesque canals and serene bays right from their backyard. Whether you’re an avid fisherman, a weekend cruiser, or simply enjoy the tranquil views of the water, these homes provide the perfect gateway to your aquatic adventures.

Beyond the allure of the water, Cape Coral boasts a rich tapestry of recreational activities, from lush parks and beautiful beaches to a burgeoning arts scene and an array of dining options. The city's family-friendly atmosphere, combined with its thriving community spirit, makes it an ideal place to call home.

Discover your dream home in Cape Coral, where every day feels like a vacation, and the water is always calling. Experience the unique blend of luxury and relaxation that only Cape Coral can offer, and make your waterfront living dreams a reality!

Newest Cape Coral Homes with Concrete Dock Boat access

$479,900

3 Beds ⋅ 2 Baths ⋅ 2026034698 MLS

Located on a freshwater canal in Cape Coral, this well-maintained 3-bedroom, 2-bath pool home offers approximately 1,941 square feet of living space with a desirable split-bedroom floor plan, western rear exposure, an oversized 2-car garage, and access to Shamrock Lake and six additional freshwater lakes. Situated outside a designated flood zone, the property has no reported history of flooding or water intrusion, all assessments are paid, and city water, sewer, and irrigation are in place. The spacious interior features vaulted ceilings, formal living and dining areas, a separate family room, tile flooring throughout the main living areas, recently updated bedroom carpeting, window blinds, and an inside laundry room. The home has also been recently painted, providing a fresh, move-in-ready feel. Updated in 2015, the kitchen features granite countertops, a center island, and views overlooking the pool and freshwater canal. Its central location provides convenient access to the surrounding living and entertaining areas. The primary suite offers direct access to the pool and lanai, a walk-in closet, and a private ensuite bathroom with a walk-in shower. A guest bedroom also features a walk-in closet, while the guest bathroom conveniently serves as a pool bath. Outdoor living is a major highlight of this property. The covered screened lanai and heated pool create an inviting setting for relaxing and entertaining while enjoying western exposure and waterfront views. Beyond the pool, the freshwater canal is approximately 100 feet wide and features a seawall, cement cantilever dock, water and electric service, and a 6,000-lb boat lift. Boaters can enjoy freshwater access to Shamrock Lake and six additional lakes, offering an excellent setting for boating, fishing, kayaking, and enjoying the Southwest Florida lifestyle. Additional features and improvements include a 2021 roof, 2024 water heater, PEX plumbing, 2015 A/C, 2015 kitchen renovation and appliances, and 2024 bedroom carpeting. Storm protection was further enhanced in 2025 with 11 accordion shutters and 3 electric roll-down shutters to enclose the covered lanai. The home also features a hurricane-rated garage door and is wired for a portable generator. The professionally designed and maintained landscaping complements the property, with a 6-foot privacy fence along one side of the yard. The oversized 2-car garage provides additional storage and room to accommodate a van. Offered partially furnished, the sale also includes the washer and dryer, and an additional refrigerator/freezer. Combining a heated pool, western exposure, freshwater boating access, substantial storm protection, an updated kitchen, oversized garage, and numerous major improvements, this Cape Coral waterfront home offers an appealing opportunity for both full-time and seasonal Florida living.

22 SE 13th AVE, Cape Coral

$729,000

2026038435 MLS

A RARE OPPORTUNITY TO BUILD YOUR DREAM WATERFRONT HOME IN ONE OF CAPE CORAL’S MOST DESIRABLE LOCATIONS!! This exceptional oversized .35-acre property offers an impressive 150 feet of seawall frontage, desirable southern rear exposure, a wide canal, and direct Gulf access with no bridges or locks. Enjoy beautiful water views and a short boat ride to the river and open water! The possibilities are endless with this expansive homesite. Whether you envision a spectacular custom waterfront residence, an incredible outdoor living space, or a dock designed to accommodate multiple boats, the generous lot size and 150 feet of waterfront provide the flexibility to bring your vision to life. Even better, because a home previously existed on the property, impact fee savings may be available when building a new home, offering an added advantage for your future construction plans. Located in a fantastic neighborhood with convenient access to Tarpon Point Marina, Cape Harbour, Rotary Park, waterfront dining, shopping, and more, this property truly checks all the boxes for the ultimate Southwest Florida boating lifestyle. Oversized lot. 150 feet of seawall frontage. Southern exposure. Wide canal. Direct access. No bridges. No locks. Short ride to open water. Opportunities like this are rare. Come see the incredible potential this exceptional waterfront property has to offer!

1230 SW 53rd TER, Cape Coral

$769,000

4 Beds ⋅ 3 Baths ⋅ 2026038337 MLS

NO FLOOD INSURANCE REQUIRED because it's NOT IN A FLOOD ZONE. Gulf Access in SW Cape Coral- City Water with All Assessments paid! This home comes fully turnkey with tons of updates so all you have to do is bring a toothbrush. Your ownership costs are already lower than most other waterfront homes! If you're looking for an extremely low maintenance home with a surprising amount of storage and privacy, this is your home. This home has 3 bedrooms (2 of which are en-suites) and a den large enough to be used as a fourth. The floor plan creates great opportunity for multigenerational living or to host guests who love their own space. The primary is clear across the house to your left when you walk in the home, separated from the other bedrooms by an entry area, the living room and kitchen. The other bedrooms, including a large en-suite, can be completely closed off from the rest of the house by a pocket slider, which you don't see very often anymore. The home suits those who like an open feel but also separate spaces. The large primary suite has a glass pocketing slider to the pool, a double vanity, a soaking tub with jets, a new glass shower, and a sizable walk in closet. The kitchen is newly updated with quartz countertops, a new sink, updated premium hardware, new light fixtures, a coffee bar area and walk-in pantry. The sunlight just pours into this home with all the large windows and three glass pocketing sliders leading out to the brand new pool area. The pool is saltwater with a both heater and cooling system. It has a sun shelf with a bubbler and gets great sun the whole day. There's plenty of space under truss to enjoy the outdoor living on a rainy day, and equally enough space to have multiple lounge chairs by the pool in full sun. The outdoor space is fully complete with a new picture screen lanai that allows you to see right out to your concrete dock, and boat lift. And what Florida home is truly complete without a fruit tree? You've got your very own banana tree with bananas growing on it right now! If you're a garage person you're in for a treat. This oversized garage also has an extra 11' x 17' storage room that you can turn into anything you'd like. There's also a 50-amp Generator hookup and 50-amp RV hookup. Other bonus features include: Newer Roof (2022), New Interior and Exterior Paint, New Faucets, New Shower Heads, New Light Switches and outlets, New Light Fixtures, New Door Hardware, New Upgraded Window Treatments, New AC Blower, Boat Lift Newly Serviced, New Pool Deck and Pool (2023), New Upgraded Pool Cage (2023), New Luxury Carpet, New Kitchen Countertops and Sink, New Glass Shower Wall in Primary Suite. This home is situated on a quite street in a highly sought after area just minutes from some of the best dining Cape Coral has to offer. Request a showing and see for yourself! (Boat is a brand new 2026 Pioneer Islander 202 and negotiable)

1909 SW 29th TER, Cape Coral

$250,000

2 Beds ⋅ 2 Baths ⋅ 2026038247 MLS ⋅ Lake Kennedy Condo BLDG.

Welcome to Lake Kennedy Condos, a waterfront 55+ community in Cape Coral offering low-maintenance Florida living in a smaller community setting. This 2-bedroom, 2-bath residence is located in a NO FLOOD ZONE and features impact-resistant windows and doors, city water, low HOA fees, and access to a community pool and waterfront area. The community consists of two buildings with only four units per building, providing a more private, low-density setting. The waterfront location offers a relaxing outdoor setting, while the condo lifestyle provides the convenience of less exterior maintenance. Conveniently located near shopping, grocery stores, restaurants, parks, and other everyday amenities, with easy access to Cape Coral's dining, recreation, and waterways. Whether you're looking for a seasonal Florida retreat, a year-round residence, or a low-maintenance home for relocation, Lake Kennedy Condos offers an opportunity to enjoy the Southwest Florida lifestyle.

406 SW 3rd ST Unit 102, Cape Coral

$474,900

3 Beds ⋅ 2 Baths ⋅ 2026038335 MLS

Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale. The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily. Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. Make this your little slice of paradise today!!

102 SE 38th TER, Cape Coral

$329,000

3 Beds ⋅ 2 Baths ⋅ 2026038077 MLS

WELCOME HOME TO THE FLORIDA LIFESTYLE! Discover this well-maintained Cape Coral home offering a wonderful combination of space, comfort, waterfront scenery and an incredibly convenient location. From the moment you arrive, the tropical landscaping, mature palms and attractive curb appeal provide a warm welcome. Step inside to a bright and spacious interior highlighted by soaring vaulted ceilings, an abundance of natural light and an open, flowing floor plan ideal for both everyday living and entertaining. Tile flooring extends throughout the main living areas, while large architectural windows add character and fill the home with Florida sunshine. The generous living and dining spaces open to the screened lanai, creating an easy indoor-outdoor connection while overlooking the freshwater canal. The kitchen offers plenty of cabinetry and counter space, granite countertops, stainless-steel appliances, a breakfast bar and an open design that keeps the cook connected to family and guests. The spacious primary suite provides a relaxing retreat with lanai access and a private bath featuring a separate shower and soaking tub. Additional bedrooms provide flexibility for family, overnight guests, a home office or hobby space. Ceiling fans throughout add to the home's everyday comfort. Step outside to the screened lanai and enjoy peaceful canal views, morning coffee, evening cocktails or simply relaxing in the Southwest Florida sunshine. With plenty of backyard space, this property offers an inviting setting for enjoying Florida's year-round outdoor lifestyle. Whether you're a first-time buyer with a growing family, an empty nester ready to downsize, a snowbird searching for the perfect winter getaway, or an investor looking to expand a rental portfolio, this home offers tremendous possibilities. The location makes it even better! Enjoy convenient access to Cape Coral's abundant shopping, restaurants and entertainment, along with popular destinations such as the South Cape dining district, Cape Harbour and Tarpon Point Marina. Outdoor and family recreation is plentiful, including Four Mile Cove Ecological Preserve, Cape Coral's extensive park system and SunSplash Family Waterpark. When you're ready to venture beyond the Cape, Fort Myers, Sanibel Island and Fort Myers Beach put even more dining, shopping, entertainment and beautiful Southwest Florida beaches within reach. Southwest Florida International Airport (RSW) provides convenient access for seasonal residents, vacationers and visiting family and friends. Come discover the possibilities at 323 SE 9th Ave and make your Southwest Florida homeownership dreams a reality!

323 SE 9th AVE, Cape Coral

$489,000

3 Beds ⋅ 2 Baths ⋅ 2026038100 MLS

Your boat belongs in the backyard. This is the Cape Coral lifestyle people move here for: Gulf access, a canal behind the house, a private pool, and only ONE bridge between home and open-water adventures. Welcome to 403 SE 33rd Terrace, now refreshed with new exterior paint and ready for its next owner. This 3-bedroom, 2-bath pool home sits directly on a Gulf-access canal in SE Cape Coral, giving you the ability to step out back, get on the water and make your way through the San Carlos Canal toward the river and Gulf. No trailering the boat. No driving to the ramp. Your access to the water starts right outside your back door. The property also includes a concrete dock, with Gulf access classified as water-indirect with one bridge. When you're staying home, the screened pool and covered lanai give you plenty of reasons not to leave. Multiple sliders connect the indoor living areas to the pool, while the kitchen pass-through window keeps entertaining easy without separating you from what's happening outside. Inside, the split-bedroom layout offers 1,489 square feet under air, tile flooring, multiple living areas and an oversized kitchen with island, white cabinetry and plenty of counter space. The primary bedroom opens directly to the lanai and includes dual sinks, a separate vanity area and generous storage. The roof was replaced in 2022, A/C in 2020, four impact windows were installed in 2017, and the exterior was just repainted. OH, WAIT there is also a one-year Home-Tech home warranty being offered to the buyer! No HOA. Assessments for central water, sewer and irrigation are paid. Two-car garage. Fenced yard. Pool. Canal. Gulf access. Some homes sell you the Florida lifestyle in the description. This one puts it in the backyard.

403 SE 33rd TER, Cape Coral

$1,100,000

3 Beds ⋅ 3.5 Baths ⋅ 2026035775 MLS ⋅ Cape Harbour BLDG.

DEEP-WATER FRONTAGE • DIRECT GULF ACCESS • PRIVATE BOAT SLIP • 2-CAR GARAGE • PRIVATE ELEVATOR • PET-FRIENDLY • SELLER FINANCING AVAILABLE Experience luxury waterfront living in this never-occupied, three-story townhome located within Cape Harbour’s newest gated community. Offering 2,262 square feet under air, this exceptional residence features three spacious bedrooms plus a den, 3.5 beautifully appointed baths, and a versatile bonus room with a custom wet bar—ideal for entertaining, working from home, or accommodating additional guests. More than $100,000 in upgrades include custom cabinetry, quartz countertops, premium appliances, designer flooring, and upscale finishes throughout. The light-filled, open-concept kitchen, living, and dining areas showcase tranquil views of the South Spreader Waterway, protected mangroves, and Sanibel Island. Two private balconies provide the perfect setting for enjoying spectacular Southwest Florida sunsets and refreshing coastal breezes while watching dolphins and manatees play in the water right outside your backyard. A private elevator provides effortless access to every level, while the two-car garage offers ample space for vehicles, bicycles, golf carts, and boating gear. Built Florida-strong, the residence features all-concrete-block construction, hurricane-impact windows and doors, a tile roof, and FEMA +1 elevation. HOA fees include exterior hazard and flood insurance. Boaters will appreciate the private boat slip and direct sailboat access to the Gulf of America. Cruise easily to Sanibel, Captiva, Fort Myers Beach, and the surrounding islands from your own backyard. Cape Harbour offers a vibrant, walkable waterfront lifestyle with a full-service marina, waterfront restaurants, boutique shopping, live entertainment, community pools, a clubhouse, fitness center, tennis, basketball, barbecue areas, boat storage, and a community boat launch—all just steps from the residence. This pet-friendly property is an excellent opportunity for a primary residence, seasonal retreat, or luxury investment property. Seller financing is available to qualified buyers. This is a rare opportunity to own a pristine three-story waterfront townhome with an available boat slip in one of Cape Coral’s premier boating communities. Life is better on the water!

5816 Shell Cove DR Unit 119, Cape Coral

$750,000

3 Beds ⋅ 2.5 Baths ⋅ 2026037807 MLS

BOATER’S DREAM WITH GULF ACCESS, A SPARKLING POOL, AND BREATHTAKING WATER VIEWS EXTENDING MORE THAN 300 FEET DOWN THE CANAL! Welcome to 4725 SW 23rd Ave, a spacious waterfront home offering 3 bedrooms, a large den, 2 full bathrooms, 1 half bathroom, and 2,268 square feet of comfortable Florida living. Step outside to your private waterfront retreat, featuring a sparkling pool enclosed by a screened cage, an outdoor shower, and expansive canal views that create the perfect backdrop for relaxing or entertaining. The concrete dock puts the Cape Coral boating lifestyle right in your backyard, with convenient access to the Gulf. Major improvements include a NEW METAL ROOF installed in 2023, NEW HVAC installed in 2021, and NEW PVC PLUMBING AND WATER SYSTEM completed in 2025. The home has also been refreshed with fresh interior and exterior paint, a new pool filter, new hardware on all doors, and recently completed tile-grout work. A recent home inspection has also been completed. Additional features include a stucco exterior, a 2-car garage, city water and sewer, and ALL ASSESSMENTS PAID IN FULL. Best of all, there is NO HOA! Located just minutes from the shopping, dining, and entertainment along Cape Coral Parkway, with an easy drive to Fort Myers Beach and Sanibel Island. This is Southwest Florida waterfront living at its finest! PRICED TO SELL by a motivated seller—schedule your private showing today before this exceptional Gulf-access home is gone! VIRTUAL STAGING DISCLOSURE: Select photographs have been virtually staged for illustrative purposes. Each virtually staged image is clearly labeled on the photograph.

4725 SW 23rd AVE, Cape Coral

$625,000

3 Beds ⋅ 3 Baths ⋅ 2026037179 MLS

Welcome to your tropical waterfront retreat in Cape Coral’s desirable Pelican neighborhood! This spacious 3 bedroom, 3 bath GULF ACCESS Pool Home offers 2,181 square feet of living space and a generous under truss lanai with plenty of room to relax, dine, and gather. The split bedroom floor plan features a great room, 10' ft ceilings throughout, and water views from the main living area and primary bedroom. One guest bedroom has a private ensuite bathroom and could serve as a second primary suite. The primary bedroom includes a walk-in-closet and bathroom with a separate tub and shower. Additional features include a metal roof, plantation shutters, accordion hurricane shutters, new stainless steel Frigidaire Gallery appliances, an upgraded irrigation system, and a recently resurfaced saltwater pool with an electric heater. (10 year warranty on the pool finish) The home is currently used as a vacation rental and could be offered TURNKEY FURNISHED; see remarks. Beyond the property, Pelican Sports Complex is just a few streets South, offering parks, baseball fields, and soccer fields, along with nearby Pelican Elementary and CCFD Station 9. Sidewalks along Pelican Blvd enhance neighborhood walkability and biking throughout the area. Enjoy the vibrant Marina Village at Tarpon Point Marina, featuring waterfront dining, boutique shopping, an art gallery, and The Westin Hotel. Also in close proximity, explore the revitalized downtown Cape Coral scene, including the popular Bimini Basin waterfront restaurant, perfect for dining, sunsets, and embracing the coastal lifestyle. Whether you're seeking a primary residence, 2nd home, or an investment opportunity, this property checks all the boxes. Schedule your private showing today. Assessments paid in full.

205 SW 37th LN, Cape Coral

$599,000

2026037744 MLS

SAILBOAT DIRECT GULF ACCESS lot south of Cape Coral Parkway - this coveted property is nestled on a cul-de-sac street among luxury homes valued at $2 million and above. This build-ready waterfront lot has all assessments paid and includes a concrete seawall, and dock. The previous residence has been demolished, resulting in reduced impact fees and added fill—saving time and money for your new construction. This homesite provides effortless access to the new Bimini Basin restaurants and shops, Gulf of Mexico, and the Barrier Islands along the Intracoastal Waterway, including world-renowned destinations such as Sanibel, Captiva, North Captiva, Cayo Costa, Useppa, and Gasparilla. This lot is the foundation for your new dream home in Paradise.

4915 SW 2nd AVE, Cape Coral

$399,000

226031768 MLS

DIRECT GULF ACCESS - NO BRIDGES! Bring your vision and your builder to this exceptional Gulf-access homesite in a quiet Cape Coral neighborhood where the best of the Southwest Florida lifestyle is right outside your future back door. This cleared residential lot with SEAWALL IN PLACE offers the highly sought-after combination of southern exposure and direct access to the Gulf of Mexico with NO bridges and NO locks between you and the open water. NO ASSESSMENTS! All city assessments are in and fully paid, providing an important advantage for your future construction plans. Imagine building your dream home and stepping outside to your own waterfront lifestyle - launch the boat, head out for a day of fishing, cruise toward the Gulf, or enjoy a sunset on the water without the restrictions of bridges or locks. The navigable canal and established seawall create an outstanding foundation for the home and boating lifestyle you've been dreaming about. Location is another major advantage. Pine Island Road puts shopping, restaurants, entertainment and everyday conveniences close at hand, while nearby Matlacha offers the colorful Old Florida atmosphere, waterfront dining, local art galleries, fishing and island-style activities that make this part of Southwest Florida so special. Enjoy local favorites such as Blue Dog Bar & Grill, Miceli's Restaurant and Yucatan Waterfront Tiki Bar and Grill, or head into Cape Coral for an even greater selection of restaurants, shopping and entertainment. The nearby Pine Island Road corridor puts convenient dining options within easy reach. For the savvy investor, this property also presents an exciting opportunity to acquire a waterfront parcel in a desirable boating community and hold it for future development or appreciation. and assessments paid, much of the groundwork is already established. Whether you're ready to build your forever home, create a seasonal Gulf Coast retreat, or add a waterfront parcel to your real estate investment portfolio, this is an opportunity worth seeing. Direct Gulf access, southern exposure, seawall in place and a location surrounded by the best of Cape Coral and Matlacha—this is Florida waterfront living at its finest!

3516 SW 7th TER, Cape Coral

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.